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4831 Longshore 1F-1
4831 Longshore Ave - 1F
Northeast Philly/Tacony
$900/mo
1 BD | 1 BA
1934 dallas Str_1
1934 Dallas Street
West Oak Lane
$1400/mo
3BD / 1BA
6326 N 18th Street 2f_7
6326 N 18th Street - 2F
West Oak Lane
$950/mo
1BD / 1BA
original
6712 N Smedley Street
West Oak Lane
$1500/mo
3BD / 1 BA
original (2)
613 N 32nd Street - 3F
UNIVERSITY CITY
$1300/mo
2 BD | 1 BA
20250319_122801
6935 N 15th Street - I6
WEST OAK LANE
$1000/mo
1 BD / 1 BA
5
1422 67th Ave - BSMT
WEST OAK LANE
$850/mo
1 BD | 1 BA
4
4910 E Cheltenham Ave - 1F
Northeast Philly/Tacony
$900/mo
1BD / 1BA
6935 n 15th Street J4_7
6935 N 15th Street - J4
West Oak Lane
$1000/mo
1 BD / 1 BA
original (2)
6701 Ogontz Ave - 3F
WEST OAK LANE
$850/mo
1 BD | 1 BA
6637 Musgrave st (5 of 22)
6637 Musgrave Street
Mount Airy
$1800/mo
3 BD | 2.5 BA
36 preston st - 2F (2 of 10)
36 N Preston Street - 2F
University City
$1500/mo
3 BD | 1 BA
645 Brooklyn st - unit 3 (3 of 7)
645 Brooklyn Street - Unit C
University City
$1450/mo
2 BD | 1.5 BA
20241206_102918
6935 N 15th Street - H6
WEST OAK LANE
$800/mo
0 BD / 1 BA
i1_HDR_-2
4910 E Cheltenham Ave - 2R
Northeast Philly
$900/mo
1BD / 1BA
2A-10
437 N 40th Street - 2A
University City
$1900/mo
2 BD / 1 BA
2С-2
437 N 40th Street - 2C
University City
$1550/mo
1 BD / 1 BA
5800 n 17th st - 1F (11 of 11)
5800 N 17th Street - 1F
WEST OAK LANE
$1200/mo
2 BD | 1 BA
4B-9
437 N 40th Street - 4B
UNIVESITY CITY
$2000/mo
2 BD / 2 BATH
4830 N 12TH ST (8 of 18)
4830 N 12th Street - 2F
OAKLANE/LOGAN
$1300/mo
2 BD | 1 BA
6935 n 15th Street H4_2
6935 N 15TH Street - H4
WEST OAK LANE
$800/mo
0 BD | 1 BA
6701 Ogontz ave (1 of 13)
6701 Ogontz Ave - 3R
WEST OAK LANE
$850/mo
1 BD | 1 BA
5209 chansellorst-3
5209 Chancellor Street - 1F
West Philadelphia
$1200/mo
2 BD / 1BA
30 Maplewood Mall-3
30 Maplewood Mall - 2F
Germantown
$1400/mo
3 BR / 2 BA
40spring - 5A-9
437 N 40th Street - 5A
University City
$1900/mo
2 BD / 1 BA
4C-6
437 N 40th Street - 4C
University City
$1550/mo
1 BD / 1 BA

Buying a House in Philadelphia: Top Tips for Success

new homebuyers

Purchasing a home is a significant milestone in anyone’s life. It’s especially important when you’re considering buying in a thriving city like Philadelphia, where history, culture, and a diverse housing market converge. Below, we provide essential tips on buying a house in this city, helping you navigate this complex process.

1. Understanding the Market:

Philadelphia’s housing market is diverse, ranging from historic townhouses in Center City to spacious single-family homes in the suburbs. It’s essential to stay updated on the current trends to know when it’s the right time to buy.

2. Set a Budget:

Setting a realistic budget is the first step in any home buying process. You should factor in not just the home price but also the additional costs like insurance, property taxes, maintenance costs, and possibly homeowners association fees.

3. Pre-approval for a Mortgage:

Getting pre-approved for a mortgage can give you a clear picture of what you can afford. It also signals to sellers that you are serious and capable of buying their property.

4. Find a Local Real Estate Agent:

A local real estate agent can provide valuable insights into different neighborhoods, school districts, and other local amenities. They can also guide you through the complexities of the negotiation process, ensuring you get the best deal possible.

5. Consider the Location:

The famous phrase “Location, location, location” is very true in real estate. Consider things like the proximity to schools, work, and amenities like parks, shopping, and public transportation. Research different Philadelphia neighborhoods to find one that fits your lifestyle and needs.

6. Inspect the Property:

A thorough home inspection is crucial to avoid unexpected repair or renovation costs. In Philadelphia, with its fair share of older and historic homes, this step is especially important.

7. Understand Philadelphia’s Tax Structure:

Philadelphia has its unique tax structure and regulations. Familiarize yourself with the city’s property tax system, the Philadelphia Realty Transfer Tax, and any other local taxes that might impact your budget.

8. Negotiating the Deal:

Negotiating can save you a significant amount of money. Your real estate agent can provide comparables or “comps” from the neighborhood to ensure you’re getting a fair deal.

9. Understand the Philadelphia Ten-Year Tax Abatement:

This is a program that allows homeowners to pay taxes on the pre-construction value of their homes for ten years, potentially leading to significant savings. You should consider this if you’re looking at new builds or renovations.

10. Plan for the Future:

Remember, buying a home is a long-term investment. Consider your future needs, including family growth, commuting changes, and potential resale value.

Buying a house in Philadelphia can be a complex process, but with the right knowledge and preparation, it’s a rewarding journey. Remember to research, plan ahead, and consider professional help to ensure your purchase goes smoothly.

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